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Susan G's avatar

Merry Christmas and Happy New Years to you and yours. Wish I'd known about your IRA investments. Just earned enough to cover my RMD - poor.

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Mike Fay's avatar

Honestly, the things that outperform have quite a bit of risk. And if you can’t commit to timing things, it’s best to be more conservative in my opinion. Regardless, I think I can do a better job next year of sharing macro thoughts that will be broadly helpful.

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Susan G's avatar

Your advice is sound. Look forward to the macro advice in what may be a crazy year.

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William McReynolds's avatar

I unwittingly used your approach in my IRA, which I took control of in January. Got very similar results also. Looking forward to the new year, and new results.

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Mike Fay's avatar

It think 24 will be a very interesting one. I’m trying to be as nimble as possible

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